Workbook
90-Day Money Reset
Eleven tabs and a ninety day plan. Four of the tabs need no daily logging, so one sitting gives you your net worth, what is actually left over, a cancel list and a payoff schedule.
Twenty four tabs holding a whole year: one transaction log, twelve months, a bill calendar, sinking funds, debt and net worth, all named by you once in Setup.
One time purchase. Instant download. No subscription.
Inside



Nothing here is a mockup. Each image is a page rendered from the file you would download, at the size it prints.
The download
Your Google Sheets link and what to set up first. Three pages.
The twenty one page setup guide: every tab, what to type into it, and what follows from it.
Seven printable pages for the month end review, if you want it on paper.
The Excel version of the twenty four tab workbook.
Delivered as 4 separate downloads, listed above. Each one is its own file.
The problem
Most budget templates tell you what you overspent last month. They do not tell you whether the rent will clear on Friday, which is the question people actually have.
Fit
Somebody running a household budget across a real year, with bills on different dates, funds being saved into and debt being paid down at the same time.
Specifics
Reviews
No reviews yet, and we will not invent any. What you can rely on instead: you get the files listed on this page, they are yours to keep, and updates are free. If anything is wrong with them you get your money back.
Next
Workbook
Eleven tabs and a ninety day plan. Four of the tabs need no daily logging, so one sitting gives you your net worth, what is actually left over, a cancel list and a payoff schedule.
This product is for education and planning only and does not constitute financial, legal, tax or immigration advice. EmpireSheets is not a regulated adviser. Rules and figures change, so check anything time sensitive against a current official source. Edition 2.0, last updated September 2026.