Template New
The Quote and Proposal Pack
Six documents to send, written out in full, plus the exclusion lines that stop the arguments and terms in three lengths.
CA$12.99
Digital products, made properly
Money tools that show their working.
Calculators, guides and workbooks for money, property and small business. Every figure names the page it came from, and the arithmetic is printed so you can check it rather than take it on trust.
- One time payment
- Instant download
- Updates free, forever
Browse
What do you want to do?
Be taught it
Courses that take you through a decision, with your own numbers in it by the end.
2 products
Featured
Start with these
Workbook New
Pricing a Service
The floor below which work costs you money, what moves a price above it, and the arithmetic of a rise that shows you can lose two clients in ten and still be ahead.
CA$9.99
Workbook New
The First Ten Customers
A list of ninety real people, a definition narrow enough that a friend can refer somebody, one offer with a price on it, six messages, and twelve weeks of a weekly habit.
CA$12.99
Template New
Getting Paid
The terms that stop it happening, the invoice that can actually be paid, and six messages to send in order when it happens anyway.
CA$9.99
Free, and no sign up
10 calculators that show their working
They run in your browser, nothing you type leaves your device, and each one prints the formula it used. Check those before you spend anything here.
- Mortgage Payment CalculatorSemi-annual · Full schedule
- Debt Payoff CalculatorAvalanche · Snowball
- Compound Growth CalculatorNominal · After inflation
- Savings Goal CalculatorBy a date · By an amount
- Budget Calculator50 / 30 / 20
- Break-Even CalculatorUnits · A volume
- Margin and Markup CalculatorMargin · Markup · A set price
- Net Worth CalculatorAssets · Debts · Liquid
- Contribution Room CalculatorTFSA · RRSP · FHSA
- GST/HST Threshold CalculatorFour quarters · Both clocks
No cost, no catch
Free resources
Start here if you are not ready to buy. Each one is genuinely useful on its own, and tells you which paid product carries it further.
Free Resource New
The Quote That Wins the Job
Seven things a quote has to say, three that lose it, and the terms paragraph that stops you chasing payment later.
Free
Free Resource Canada Edition
TFSA Contribution Room Calculator
Your actual contribution room, worked out year by year from the CRA limits, with the full table shown.
Free
Free Resource Canada Edition
First 30 Days in Canada Checklist
Every first-month task in the order that works, with what each one needs before you can start it.
Free
Better together
Bundles
Bundle
Google Sheets Starter Pack
All three money tools together: the year budgeted, ninety days of spending reset, and your TFSA, RRSP and FHSA room tracked.
CA$69.99
Why EmpireSheets
We sell outcomes, not files
Built to be used, not admired
Every page has a job. No filler, no padding to inflate a page count.
Systems, not single files
A guide explains it, a workbook makes you act, a tool does the arithmetic, a template removes the blank page.
Yours to keep
Download it, print it, back it up. It does not expire and it does not phone home.
How it works
Buy it, download it, use it
Find what fits
Every product says who it is for and what problem it solves, before you buy.
Pay once
One time purchase. No subscription, no account required at checkout.
Download straight away
Files are ready on the confirmation page, and stay in your library for good.
Get updates free
When a product is improved, the newer version is yours at no extra cost.
The other half of the work
We also build software for other people
Websites, web applications, and the internal systems an organisation actually runs on: accounting, invoicing, payroll compliance, and who is allowed to see what.
It is the same practice that makes the products above. A business that has maintained a multi-tenant ERP for a decade has had every argument about rounding, about where a figure came from, and about what happens when a rule changes in the middle of a year. That is why these calculators print their working.
Before you write
One person reads every enquiry, and answers it properly. Four lines get you a real reply rather than a brochure:
The problem
Not the feature you have in mind. What goes wrong today.
Who it is for
Your team, your customers, or a regulator.
What exists now
A spreadsheet, a system you have outgrown, or nothing.
When it matters
A real date, if there is one. There often is not.
If it is not work we should take, we will say so and tell you what we would do instead.
Questions
Questions, answered
What do I actually receive?
A download link on the confirmation page and in your email, plus a permanent copy in your library. Most products are PDF, spreadsheet or both. Every product page lists its exact files before you buy.
Do I need an account?
No. You can check out as a guest. If you create an account afterwards your purchases move across, so you can reach them from any device.
Can I print these?
Yes. Printable products are laid out for both A4 and US Letter, and they are designed to survive a home printer rather than needing a print shop.
What if a file will not open?
Tell us and it gets fixed or refunded, with no time limit. A broken download is our problem, not yours.
Is this financial advice?
No. These are planning and education tools. EmpireSheets is not a regulated financial, legal or tax adviser, and products that touch those areas say so plainly and carry a date.
Start with something free
Take a free resource, use it for a week, and decide for yourself whether the full system is worth it.