Spreadsheet
Canada EditionCanadian Registered Accounts Tracker 2026
TFSA, RRSP and FHSA room in one file, twelve tabs, with the over contribution tax worked out the way the CRA charges it and every figure carrying its canada.ca source.
CA$39.99
Free ResourceFreeCanada Edition
TFSA Contribution Room Calculator
Your actual contribution room, worked out year by year from the CRA limits, with the full table shown.
Free
Yours to keep and to pass on. Share the file with anyone.
Inside
Pages from the actual documents
Why the large cumulative figure everyone quotes is probably not yours 
Every annual limit since 2009, and the penalty for getting it wrong
Nothing here is a mockup. Each image is a page rendered from the file you would download, at the size it prints.
The download
What is in it, file by file
- TFSA-Room-Calculator.pdfPDF · 76 KB
The rules, the limits table and the working, as a PDF
- TFSA-Room-Calculator.htmlHTML · 27 KB
The working calculator, in a browser, with your room drawn year by year
Delivered as one zip. The HTML files open in any browser and work with no internet connection, so nothing here stops working when a website does.
The problem
What this solves
Over-contributing to a TFSA is taxed at 1% per month, and the two easiest ways to do it are assuming you have the full cumulative amount and replacing a withdrawal in the same year.
Fit
Who it's for
Canadians who are not certain of their room, especially anyone who turned 18 after 2009 or arrived in Canada partway through.
Specifics
Product details
- Format
- Free Resource
- Version
- 2.0
- Licence
- Personal use
- Language
- English
- Edition
- Canada Edition
- Last updated
- September 2026
Reviews
What customers say
No reviews yet, and we will not invent any. What you can rely on instead: you get the files listed on this page, they are yours to keep, and updates are free. It costs nothing, so the only thing you can lose is the time it takes to look.
Next
Build your complete system
This product is for education and planning only and does not constitute financial, legal, tax or immigration advice. EmpireSheets is not a regulated adviser. Rules and figures change, so check anything time sensitive against a current official source. Edition 2.0, last updated September 2026.