SpreadsheetCanada Edition

Canadian Registered Accounts Tracker 2026

TFSA, RRSP and FHSA room in one file, twelve tabs, with the over contribution tax worked out the way the CRA charges it and every figure carrying its canada.ca source.

CA$39.99

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One time purchase. Instant download. No subscription.

Inside

Pages from the actual documents

Every annual limit from 2009, with the cumulative room beside it
The over contribution tax, charged on the highest excess in the month
The 2027 deadline, marked expected rather than stated as fact

Nothing here is a mockup. Each image is a page rendered from the file you would download, at the size it prints.

The download

What is in it, file by file

Access-Canadian-Registered-Accounts-Tracker-2026.pdfPDF · 107 KB
Your Google Sheets link and the first fifteen minutes mapped out. Three pages.
Canadian-Registered-Accounts-Guide-2026.pdfPDF · 78 KB
The sixteen page guide: the rules in plain language, the year by year limit table and a reconciliation worksheet.
Canadian-Registered-Accounts-Tracker-2026-Excel.zipZIP
The Excel version of the twelve tab tracker.

Delivered as 3 separate downloads, listed above. Each one is its own file.

The problem

What this solves

A TFSA withdrawal does not give the room back until January 1 of the following year, and the penalty is charged on the highest amount in the account that month rather than the closing balance. Trackers built on the closing balance can tell you that you owe nothing when you do.

Fit

Who it's for

Canadians contributing to registered accounts, often across more than one institution, who cannot get a current room figure out of CRA My Account.

Specifics

Product details

Format: Spreadsheet
Version: 2.0
Licence: Personal use
Language: English
Edition: Canada Edition
Last updated: September 2026

Reviews

What customers say

No reviews yet, and we will not invent any. What you can rely on instead: you get the files listed on this page, they are yours to keep, and updates are free. If anything is wrong with them you get your money back.

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